We appreciate your confidence in choosing us as your Mortgage Lender. Our goal is to ensure a smooth and efficient closing process. To start off on the right foot, we would like to provide you with some important information.

PLEASE READ all the items listed below as they will help you avoid any unnecessary delays in obtaining your loan approval:

     • Please refrain from moving your money around while your loan is in process.

     • Save money, even if you do not need much for closing. Do not let your bank balances get low. Avoid letting your bank balances get too low to prevent Non-Sufficient Fund charges that could delay your loan approval for 60 days or more.

     • Delay any significant purchases until after your loan has closed. If a credit check  reveals recent large purchases such as a car or an increase in charge account balances, it may jeopardize your loan approval.

     • Avoid changing jobs while your loan is being processed.

Our team members are experienced professionals who are friendly and helpful. With your cooperation, we are confident that we can continue with a smooth and timely approval process, allowing you to find your dream home.

Therefore, to expedite the Loan Pre-Qualification process, please start gathering the following documents and any additional information you would like us to consider.

2 Paycheck Stubs
2 Most Recent Checking/Savings bank statements
2 Years of Income Tax Returns with all schedules and All Pages
2 Years of All W-2’s & 1099’s
Color Copies of Valid Id, Social Security Card, and/or Resident Card(If Applicable)

Award Letters for Social Security Income (SSI), pensions, annuities (If Applicable)
Child Support Decree and Payment History (If Applicable)
Divorce Decree (If Applicable)

To ensure faster processing and safety, you can securely upload your documents here:

To get started, click on SCHEDULE APPOINTMENT, which even works on any mobile device.